About Property One Insurance

We are a full service independent insurance agency founded in 2005 with the commitment of providing our clients with the best possible protection at the most competitive price.  Because we are independent, we are free to choose the most appropriate carrier for your particular insurance needs.  While premium is among the most important considerations, we go beyond simply “quoting” your insurance;  our clients trust us to insure them correctly.  Property One represents a carefully selected group of reputable, financially strong insurance companies that rate among the best as attested by Standard & Poor’s  and A.M. Best Company.  The freedom to choose means that we do not work for an insurance company;  we work for you.

Property One carries all types of insurance, both personal and commercial, as well as life insurance.  You will find, with our large selection of carriers, and the vast array of options we have to choose from, that we are able to accommodate even the most challenging insurance needs.  Furthermore, we believe that how we service you is as important as the coverage we provide.  Our success is built on the accumulation of long-term, loyal clients who value our timely and accurate service, our commitment to the development of one-on-one relationships, and our reputation of honesty and integrity.

Property One Insurance was founded by its President, Ivan Aralica.  Ivan has over 13 years of insurance industry experience.  Formerly an exclusive agent for one of the country’s largest insurance companies, and with extensive experience settling homeowners’ claims, Ivan’s comprehensive knowledge of the insurance business is an invaluable asset to his clients.  Ivan is a graduate of Saint Mary’s College in Moraga where he was a member of the men’s basketball team.  He currently lives in San Ramon with his wife, Michelle, and his daughter, Sophia.

An Independent Advantage

We are independent agents, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Property One Insurance represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy -- you wouldn't have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, whether it's for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it's up to you to make the final choice.

Insurance Carriers

As independent agents, we have established long term, solid relationships with some of the top national and regional carriers in the industry. Our experienced staff will be able to provide comprehensive, expert insurance solutions and service.

For you, our client, this provides competitive pricing, coverage options, and peace of mind that the company providing your insurance coverage meets our standards.

• Allied
• CIG
• Chubb
• CSE
• Explorer
• First Comp
• Firemans Fund
• Foremost
• GeoVera
• Hartford
• Kemper
• Midwest Insurance
• Mercury
• Oregon Mutual
• Personal Umbrella.com
• Philadephia Insurance
• Progressive
• Prudential Financial
• Republic Indemnity
• Safeco
• State Funds
• Travelers
• Unitrin
• Zenith
• Zurich